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When I recently changed my auto insurance, I received a packet from the new insurer. Front and center was their advice not to admit responsibility for an accident. Well, their lawyers advised them correctly because any statement – whether inculpatory, exculpatory, or indeed any remark – is admissible at a trial if made by a party opponent. I suppose, therefore, that I cannot blame an insurer for wanting to protect their policy holders in the event of an accident. But let’s look at it from the injured person’s perspective. A statement of responsibility at the scene by another driver could alleviate years of litigation on what is termed “liability.”
Maybe what the insurer’s advice tells us is that insurance companies are not, first and foremost, in the business of paying over money to claimants. After all, they did not advise their insured to say the truth at the scene of an accident. Rather, they were very mindful of implications for a personal injury case. That is why people with claims against an insurance company who have yet to hire a lawyer should not be disarmed by a pleasant claims adjuster. Many such insurance employees will try to greatly undersettle someone’s claim. It is why I will tell clients that it is good that they have an attorney rather than being lulled by “a wolf in sheep’s clothing.” What better evidence is there than the insurer’s own statement to never admit responsibility, even if their policy holder is responsible?
Feinberg & Alban, P.C. fervently protects your rights
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5.0/5.0Colleen Santora is the kind of attorney you want in your corner. She is incredibly attentive, sharp, and thorough, but what really sets her apart is that she gets things done. When you have Colleen representing you, you know your case is not going t...
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Colleen was amazing. I appreciated her professional expertise and her dedication to helping me get a fair settlement. I am so glad she was my attorney and I highly recommend her.
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My lawyer at this firm was Colleen, she is amazing! Everything was explained to me from the beginning, timeframe was awesome. She is a very knowledgeable lawyer. I would recommend this Law Firm.
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I just wanted to drop a quick note to say thank you to Santora Colleen for securing such a great outcome on my wife case. We really appreciate all your hard work, the way you handled the negotiations, and how you kept us informed every step of the wa...
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Colleen has been incredibly thoughtful, supportive, and professional throughout every step of our case. She guided us carefully through the process, always taking the time to answer our questions and ensure we understood our options. She consistently...
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