How to Deal With Your Insurance Company

Every year thousands of claims are unjustly denied by insurance companies. In order to assure you don’t become the victim of your insurance company, it is important to keep in mind the following three things:

• Know your policy. Most of us don’t read the small print. We assume that an insurance agent or someone we trust in a position of authority is acting with only our best interest in mind. Unfortunately, that’s not always the case. Knowing the fine details of your insurance policy and your rights as a citizen will protect you from being taken advantage of.
• Keep detailed records. Some insurance companies will go out of their way to make your claim as difficult as possible. Ultimately, they are out to save their company money. Keeping detailed records of everyone you talked to, including the police, witnesses at the scene of the accident, and doctors can only help your case. A detailed journal can be one of your best assets when going up against an insurance company.
• Contact a lawyer. If you have been in a car accident and are experiencing difficulties dealing with your insurance company, it is wise to consult an experienced Massachusetts attorney who is knowledgeable about Massachusetts law. Even if you do not hire the attorney, advice from a seasoned professional could prove invaluable.

Don’t be fooled by your insurance company. These three simple steps can make the difference between receiving the compensation you rightfully deserve or getting nothing at all.