By Robert I. Feinberg | Published December 25, 2024 | Posted in Accidents, Insurance | Tagged Tags: accident, injuries, Insurance Coverages | Comments Off on Coordinating Auto and Health Insurance Coverages After an Accident
In Massachusetts, the process of obtaining reimbursement for car accident injuries typically involves both automobile and health insurance. The state’s auto insurance laws require certain mandatory coverages. There are also optional ones, which, together with health insurance, can help offset the costs of medical treatment and related expenses. Massachusetts mandates that all drivers carry a Read More
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Social media has become an integral part of daily life, but it can have serious repercussions for people engaged in trying to recover compensation for injuries suffered in accidents and other misfortunes. While platforms like Facebook, Instagram, and Twitter are wildly popular ways to share experiences and stay connected, what users share online can have Read More
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Telling the truth in litigation is very, very important. Examples which I have in mind are telling your lawyer about any prior medical condition as well as giving a full and complete description of how an accident occurred.
Who could resist reading an opponent’s emails and files? I certainly can’t. And it’s all legal. This is the third in an installment of blogs about a treasure trove of information from the files of insurance companies.
This will be the first in a 3 part series on how insurance companies evaluate cases. What goes on inside the mind of the company? What gets recorded in their files? The reason that I am able to speak with some degree of confidence on this topic is not simply because I’ve been a personal injury lawyer for 35 years.
In 1985, the Supreme Judicial Court decided Cardin v. Royal Insurance Co., 394 Mass. 350 (1985), an important case pertaining to auto insurance. In that case, the Court used a sentence that has stuck with me ever since reading the opinion: “Navigating the tortuous twists of automobile insurance law is at least as difficult as the uninitiated driver’s first foray into the streets of Boston.” This is an accurate statement because understanding and appreciating all of the nuances of automobile insurance law in Massachusetts is a very difficult task.
Automobile insurance will protect you in the event that you are sued for your alleged negligence. There is Compulsory Bodily Injury Coverage under Part 1 but you would be well advised to choose Part 5, Optional Bodily Injury Coverage. However, there are two other coverages that you can select which will protect you and your family as well as guest occupants in some circumstances.